Coffee, Chat, and Medicare
An hour of coffee and real conversation. Bring any Medicare question. No slides. No pitch. Just neighbors and answers.
Santa Paula and Fillmore are working-family towns in the Heritage Valley. Many of our parents and grandparents have worked the citrus and avocado groves for decades — and most qualify for both Medicare and Medi-Cal but were never told. Lourdes Simons grew up in Latino California, speaks Spanish fluently, and screens every Santa Paula and Fillmore client for dual-eligible savings on the first call.
Two community events near Santa Paula and Fillmore this June. Drop in, bring questions, no pitch.
An hour of coffee and real conversation. Bring any Medicare question. No slides. No pitch. Just neighbors and answers.
A drop-in education evening covering the basics of Medicare and the choices most people face at 65 and after. Stop by any time during the window.
A licensed Medicare agent will reach out within one business day. Spanish or English.
Thank you! Lourdes will call you within one business day. If urgent, please dial 323-673-7613 directly.
A dual-eligible Special Needs Plan (D-SNP) is for people who have both Medicare and full Medi-Cal. Many retired farmworking and service-industry families in Santa Paula and Fillmore qualify based on income and asset limits. These plans typically cover dental, vision, hearing, transportation, and groceries on top of standard Medicare benefits at $0 premium.
Yes. Lourdes Simons travels to Santa Paula and Fillmore for in-person consultations at the senior center, at a parish hall, or at your kitchen table. Spanish is her first language for client work and CMS-compliant materials are available in both languages.
It depends on whether your employer offers credible health coverage and how many employees are on the plan. If you delay Part B without credible coverage you may face a lifelong penalty. Lourdes walks through your specific paystub and benefits in the first consultation — at no cost.
Absolutely. In most Santa Paula and Fillmore households, the adult son or daughter helps mom or dad with this decision. Lourdes welcomes family members on every call and will repeat anything as many times as needed — in Spanish or English.
Depending on the time of year and your situation, you may have a Special Enrollment Period (SEP) or be in the Medicare Advantage Open Enrollment Period (January 1 to March 31). Lourdes reviews your existing plan at no cost and tells you honestly whether a change is in your interest — or whether to stay put.
Bilingual Medicare guidance across the 805 and the north San Fernando Valley.