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Medi-Cal + Medicare: Dual-Eligible Savings for Santa Paula and Fillmore Families

Many retired farmworking and service-industry families in Santa Paula and Fillmore qualify for both Medicare and Medi-Cal — and never get told. Here is how dual-eligible (Medi-Medi) plans work.

Lourdes Simons 2026-05-18 4 min read

What dual-eligible means

If you have Medicare (Parts A and B) and you also qualify for full Medi-Cal in California, you are 'dual-eligible.' That makes you eligible for a Dual-Eligible Special Needs Plan (D-SNP), a Medicare Advantage plan designed specifically for people in your situation. These plans typically include dental, vision, hearing, transportation, and grocery benefits at $0 premium.

Who typically qualifies in Santa Paula and Fillmore

The 2026 California Medi-Cal limits, in plain terms

California has expanded Medi-Cal in recent years and removed the asset test for most adults 65 and older. That means many Heritage Valley families who would not have qualified 5 years ago do qualify today — but only if they apply. Lourdes runs a free screening on every Santa Paula and Fillmore consultation.

What a D-SNP usually includes

Where to start

A no-cost consultation in Santa Paula or Fillmore — in Spanish or English — covers everything in 45 minutes. Lourdes will come to the Senior Center, a parish hall, or your kitchen table.

June 2026

Meet Lourdes in Person This June

Two community events near Ventura County this June. Drop in, bring questions, no pitch.

UPCOMING

Coffee, Chat, and Medicare

Wednesday, June 10, 2026 · 10:00 AM to 11:00 AM
Oak Creek Senior Villas
367 E Thousand Oaks Blvd, Thousand Oaks, CA 91360

An hour of coffee and real conversation. Bring any Medicare question. No slides. No pitch. Just neighbors and answers.

UPCOMING

Medicare Educational 101

Tuesday, June 23, 2026 · 4:00 PM to 7:00 PM
Total Wine & More
394 N Moorpark Rd, Thousand Oaks, CA 91360

A drop-in education evening covering the basics of Medicare and the choices most people face at 65 and after. Stop by any time during the window.

Get a No-Cost Bilingual Consultation

A licensed Medicare agent will reach out within one business day. Spanish or English.

  • No-cost. Licensed agents are paid by the carrier, not by you.
  • Bilingual. Spanish or English. Family members welcome.
  • CMS-compliant. No plan information until a Scope of Appointment is signed.
  • Year-round support. Lourdes joins member-services calls all year.

Get a No-Cost Bilingual Consultation

A licensed Medicare agent will reach out within one business day. Spanish or English.

Coffee, Chat, and Medicare — June 10, Thousand Oaks
Medicare Educational 101 — June 23, Total Wine, Thousand Oaks

Or call directly: 323-673-7613

Thank you! Lourdes will call you within one business day. If urgent, please dial 323-673-7613 directly.

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